Workplace Medical Insurance
Question
If your workplace allows you to sign up for private healthcare (medical insurance) as an added benefit, then would it be permissible to join?
بسم الله الرحمن الرحیم
Answer
If the private healthcare cover is provided for free or in lieu of a contribution that reduces the tax burden, it is permissible to benefit from this. If employees are required to a contribute and there are no tax benefits, this is also excused based on need. For further information, refer to our earlier answers entitled: Medical Insurance and Private healthcare and Medicare surcharge in Australia.
Allah knows best
Yusuf Shabbir
11 Rajab 1445 / 23 January 2024
Approved by: Mufti Shabbir Ahmed and Mufti Muhammad Tahir