Workplace Medical Insurance

Workplace Medical Insurance

Workplace Medical Insurance

Question

If your workplace allows you to sign up for private healthcare (medical insurance) as an added benefit, then would it be permissible to join?

بسم الله الرحمن الرحیم

Answer

If the private healthcare cover is provided for free or in lieu of a contribution that reduces the tax burden, it is permissible to benefit from this. If employees are required to a contribute and there are no tax benefits, this is also excused based on need. For further information, refer to our earlier answers entitled: Medical Insurance and Private healthcare and Medicare surcharge in Australia.

Allah knows best

Yusuf Shabbir

11 Rajab 1445 / 23 January 2024

Approved by: Mufti Shabbir Ahmed and Mufti Muhammad Tahir